Northwest Family Counseling Insurance & Rates

Insurance Rates for Therapy

We are in-network with most major insurance carriers. Below is a partial list of carriers. Blue Cross Blue Shield, Tricare, Medica, United Behavioral Health, HealthPartners, PreferredOne, UCare, Medical Assistance, Cigna, and Aetna.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?
Rates for therapy will vary based on your insurance carriers contracted allowable amount with Northwest Family Counseling. If you would like to know what your cost would be please call 763-220-2312 Ex. 2 and we can tell you what your cost will be per session based on your insurance. Typically your amount due (known as “patient responsibility” on claim forms after insurance has processed) will range from $95-$170 per session if you have a deductible. Copay and co-insurance amounts are based on your individual plan.

Self-Pay Rates for Therapy

We also have self-pay/cash-based payment options. Give us a call at 763-220-2312 to discuss our self-pay rates because they vary by provider, by experience, specialities, etc…

Reduced Fee

We offer a sliding fee scale for clients with household income under $75,000 per year. Call for more information: 763-220-2312

Payment

Cash, check and all major credit cards and HSA cards accepted for payment. Payment can be made in-person or via the patient portal.

Cancellation Policy

If you do not show up for your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be required to pay a $75 late cancellation or no-show fee. Please note that insurance does not cover these fees.

No Surprises Act/Good Faith Estimate

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

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